PCS · LRAFB · CENTRAL ARKANSAS

Military Relocation to Central Arkansas

Serving active duty, veterans & military families PCSing to Little Rock Air Force Base. VA loans, BAH guidance & top-rated neighborhoods.

Central Arkansas Military Relocation — Quick Answer

Central Arkansas is home to Little Rock Air Force Base (LRAFB), headquarters of the 19th Airlift Wing (C-130J). Top communities for military families: Jacksonville (adjacent to base), Cabot (20 min), Sherwood (10 min), North Little Rock (12 min), Conway (35 min). 2026 BAH rates: E-4 $1,137 | E-5 $1,479 | E-6 $1,575 | O-3 $1,872 | O-4 $2,007. Median home price $230K — most military families can buy with $0 down using a VA loan. Ashley Watters is a military spouse, VA loan specialist, and award-winning REALTOR® serving Central Arkansas. Call: (501) 951-9200

Central Arkansas Military Relocation Guide Central Arkansas Military Relocation Guide Military families relocating to Central Arkansas often consider cities like Jacksonville, Cabot, Sherwood, and North Little Rock because they offer convenient commute times to Little Rock Air Force Base and a wide variety of housing options. These communities provide affordable homes, family-friendly neighborhoods, and strong military communities, making the region one of the most practical locations for service members relocating to Arkansas. Central Arkansas is a common assignment location because it combines a lower cost of living, diverse housing options, and easy access to outdoor recreation, shopping, and employment centers. Military families relocating to the region frequently begin their search by exploring homes near Little Rock Air Force Base and comparing commute times and neighborhoods throughout the metro area. Whether you are completing a PCS move, purchasing with a VA loan, or relocating from another state, understanding the Central Arkansas housing market can help you make a confident and informed decision. Quick Facts About Military Relocation to Central Arkansas • Little Rock Air Force Base is located in Jacksonville, Arkansas • Most military families live in Jacksonville, Cabot, Sherwood, or North Little Rock • Central Arkansas housing prices are generally below the national average • VA loans allow many military buyers to purchase homes with little or no down payment • Commute times to the base typically range from 5–30 minutes • The region offers urban neighborhoods, suburban communities, and rural properties Many relocating buyers begin their home search by reviewing the Little Rock AFB housing guide to understand the communities surrounding the base. Best Cities for Military Families Near Little Rock Air Force Base Jacksonville Jacksonville sits directly next to Little Rock Air Force Base, making it the most convenient place to live for service members stationed there. Benefits of living in Jacksonville include: • Extremely short commute to the base • A strong military community presence • Affordable housing options • Easy access to base services Many military buyers begin by exploring homes near Little Rock Air Force Base to see what is currently available in Jacksonville. Buyers specifically focusing on Jacksonville often connect with a military Realtor in Jacksonville AR to navigate the local housing market. Cabot Cabot has become one of the most popular communities for military families relocating to Central Arkansas. Reasons buyers choose Cabot include: • Highly rated schools • Numerous new construction neighborhoods • Strong resale value • Quick commute to Little Rock Air Force Base Many relocating buyers work with a military Realtor in Cabot AR when searching homes in this area. Sherwood Sherwood sits between Jacksonville and Little Rock and offers convenient access to both the base and the city. Reasons military families choose Sherwood include: • Easy commute to Little Rock Air Force Base • Quiet residential neighborhoods • Access to parks and recreation • Convenient shopping and restaurants Buyers often connect with a military Realtor in Sherwood AR to explore available homes. North Little Rock North Little Rock offers one of the largest housing inventories in Central Arkansas and a wide range of home prices and styles. Advantages include: • Diverse housing options • Easy interstate access • Strong retail and dining options • Short commute to the base Many relocation buyers work with a military Realtor in North Little Rock AR when searching homes in this area. Little Rock Little Rock is the capital city of Arkansas and provides the most urban lifestyle in Central Arkansas. Features include: • Diverse neighborhoods • Dining and entertainment options • Major employers and hospitals • Riverfront parks and trails Some military families prefer Little Rock for its larger city amenities. Conway Conway is approximately 35–40 minutes from Little Rock Air Force Base but remains popular with military families who prefer a college-town environment. Reasons buyers choose Conway include: • Strong housing demand • Excellent schools • Numerous new construction communities • Family-friendly neighborhoods Buyers searching Conway often work with a military Realtor in Conway AR to identify the best neighborhoods. Maumelle Maumelle offers quiet suburban living with newer homes, golf courses, and easy interstate access between Little Rock and Conway. Benton and Bryant Benton and Bryant are located southwest of Little Rock and are known for newer subdivisions and strong school systems. Greenbrier Greenbrier is located north of Conway and is attractive for buyers seeking larger properties or homes with land. Commute Times to Little Rock Air Force Base City Typical Commute Housing Style Jacksonville 5–10 minutes Military communities Cabot 10–20 minutes New construction suburbs Sherwood 15–20 minutes Established neighborhoods North Little Rock 15–25 minutes Mixed housing options Conway 35–40 minutes College town homes Benton / Bryant 35–45 minutes Suburban communities Military Relocation Home Buying Process Relocating during a Permanent Change of Station (PCS) requires an organized home buying strategy. Step 1 — Get VA Loan Preapproval Most military buyers begin by securing VA loan preapproval so they understand their purchasing power before starting their home search. Many buyers begin researching VA loan homes in Central Arkansas during this stage. Step 2 — Research Cities Near Little Rock Air Force Base Buyers compare cities based on: • commute time • schools • neighborhood types • housing prices Helpful resources include the Little Rock AFB housing guide Step 3 — Tour Homes Virtually Many PCS buyers purchase homes remotely. Virtual tours and video walkthroughs allow buyers to evaluate properties even if they have not yet arrived in Arkansas. This approach is common for buyers completing a PCS relocation to Central Arkansas Step 4 — Submit an Offer Before Arrival Once the right home is identified, buyers can submit an offer, complete inspections, and even close remotely before arriving at their new assignment. VA Loans and Military Home Buying Benefits VA loans offer several advantages that make home buying easier for military families relocating to Central Arkansas. Benefits include: • Low or no down payment • Competitive interest rates • No private mortgage insurance • Flexible credit guidelines Because of these advantages, many military buyers begin their search by exploring VA loan homes in Central Arkansas Local Expert Insight Central Arkansas is a very military-friendly region, but choosing the right neighborhood can significantly impact commute times, lifestyle, and resale value. Many relocation buyers consider several factors when choosing where to live: • proximity to Little Rock Air Force Base • neighborhood safety • school quality • long-term property value Understanding these factors can help military families make better relocation decisions. Working With Ashley Watters Ashley Watters is a Central Arkansas Realtor who regularly helps military families, veterans, and relocation buyers purchase homes throughout the region. Her understanding of neighborhoods, commute patterns, and housing trends helps relocating buyers quickly identify the communities that best match their needs. Buyers relocating to the region often begin by learning more about Ashley Watters, Central Arkansas Realtor and the communities she serves. Many clients also review Ashley Watters’ professional recognition and awards which highlight her work helping buyers successfully navigate Central Arkansas real estate markets. Frequently Asked Questions About Military Relocation to Central Arkansas What city is closest to Little Rock Air Force Base? Jacksonville is the closest city to Little Rock Air Force Base and is where many service members choose to live because of the short commute. What are the best cities for military families near Little Rock AFB? Jacksonville, Cabot, Sherwood, and North Little Rock are among the most popular choices due to their commute times and housing availability. Can military buyers use VA loans in Arkansas? Yes. VA loans are widely used in Arkansas and are one of the most common financing options for military home buyers. How far is Conway from Little Rock Air Force Base? Conway is typically about a 35–40 minute drive from the base depending on traffic conditions. Can I buy a home before arriving for my PCS move? Yes. Many military families purchase homes remotely using virtual tours and remote closing options. Is Central Arkansas affordable for military families? Central Arkansas housing prices are generally lower than many U.S. markets, making the region attractive for relocation buyers. Planning a PCS Move to Central Arkansas? If you are relocating to Little Rock Air Force Base or moving anywhere in Central Arkansas, having local guidance can make the home search much easier. Ashley Watters helps military families explore neighborhoods, understand commute times, and identify homes that fit their relocation timeline and long-term goals.

Find a Military REALTOR® in Your Central Arkansas City

Ashley Watters serves military families throughout Central Arkansas. Find city-specific military relocation resources below:

VA Loan & Housing Resources

Contact Ashley Watters — Free military relocation consultation for Central Arkansas.

Explore More Resources for Military Families in Central Arkansas

Whether you’re PCSing to Little Rock AFB, using a VA loan, or deciding where to live near the base, these pages will help you navigate every step of your move:

  • Cabot AR REALTOR – Cabot is one of the most popular communities for military families near LRAFB, with excellent schools, new construction, and a quick commute to the base.
  • Greenbrier AR REALTOR – A quieter, family-friendly community just north of Conway with great schools and easy access to the base.
  • Best Places to Live Near Little Rock AFB – Compare all top communities—Jacksonville, Cabot, Sherwood, Greenbrier, and Conway—to find the perfect fit for your family.
  • VA Loan Specialist in Arkansas – Use your VA home loan benefit to buy with zero down payment. Ashley is a certified MRP serving veterans across Central Arkansas.
  • PCS Relocation Guide for Central Arkansas – Everything you need for PCSing to Little Rock AFB: BAH rates, neighborhoods, schools, and on-base vs. off-base housing.
  • Jacksonville AR REALTOR® – The closest city to Little Rock AFB gates, with strong VA loan inventory and military-friendly community.
  • Sherwood AR REALTOR® – A top-rated suburb with excellent schools, low crime, and 20 minutes to Little Rock Air Force Base.

Why Trust Ashley Watters With Your Military Relocation?

When PCS orders arrive, you need more than a real estate license — you need someone who has helped hundreds of military families navigate the exact same process. Ashley Watters brings:

Certified Military Relocation Professional (MRP)

The Military Relocation Professional (MRP) certification is awarded by the National Association of REALTORS® to agents who have completed intensive training in military relocation, VA financing, PCS timelines, and the unique needs of active duty, veterans, and their families. Less than 5% of REALTORS® in Arkansas hold this designation. Ashley earned her MRP certification and has kept it current through ongoing education in VA loan policy changes, BAH rates, and military housing market trends.

Track Record With Military Families

Ashley has personally assisted over 150 military families with their Central Arkansas relocation — from first-time VA loan buyers to senior NCOs purchasing their retirement home. She understands the difference between a first-tour E-3 trying to build equity versus an O-5 looking for a long-term investment near the base.

Award-Winning Service

Ashley was named a finalist for AY Magazine’s Best of 2026 Realtor Award — one of the most competitive real estate recognition programs in Arkansas. She has also been recognized by eXp Realty for her production and client satisfaction scores.

Military Spouse

Ashley is a military spouse who has personally lived the PCS lifestyle. She understands what it means to move a family across the country on 30 days’ notice, navigate BAH changes, deal with remote closings while a spouse is deployed, and build a community in a new city. This lived experience is not something you can learn in a classroom — and it shows in how she serves her clients.

What Ashley’s Military Clients Say

“We were PCSing from Lackland AFB in Texas and had never been to Arkansas. Ashley did FaceTime tours, identified the perfect house in Cabot within our budget, and we closed in 28 days — all before we ever set foot in the state. She handled everything.” — Staff Sergeant & Family, LRAFB 2024

“Ashley knew more about the VA tidewater process than my lender did. She negotiated the appraisal gap and saved our deal when another agent would have let it fall apart. Military families need someone like her in their corner.” — Senior Airman, LRAFB 2025

“As a veteran retiring from 22 years of service, I needed an agent who understood the emotional side of buying my forever home after a career of military housing. Ashley took the time to understand what I needed and found exactly the right home in Greenbrier.” — Retired Master Sergeant, 2025

★   Serving LRAFB Military Families Since Day One   ★

Your PCS to Central Arkansas
Starts Right Here

Ashley Watters is Central Arkansas's dedicated military relocation specialist — VA loan certified, deeply familiar with LRAFB, and committed to making your PCS seamless from first search to closing day.

$0
Down with VA Loan

20+
Yrs Serving Military Families

100%
Mil. Retirement Tax-Free in AR

5 min
Jacksonville to LRAFB Gate

Remote
Closings Available

Why Military Families Choose Central Arkansas

Affordable homes, no military retirement income tax, strong veteran community, and 5 minutes from Little Rock AFB.

🏠

Affordable Housing

Median home prices well below national averages. Your BAH stretches further here than almost anywhere else in the country.

Veteran-Friendly State

Arkansas offers 100% property tax exemption for 100% disabled veterans and zero state income tax on military retirement pay.

🎓

Top-Rated Schools

Communities near LRAFB — including Cabot, Conway, and Greenbrier — consistently rank among the top school districts in Arkansas.

Top Communities Near LRAFB

Choose your neighborhood based on commute time, schools, and budget. All under 35 minutes from the base.

Jacksonville

5 MIN

The closest city to LRAFB. Strong military community, affordable homes, and convenient base access. Most popular choice for active duty.

🏠 Affordable
👥 Military Community

View Jacksonville Homes →

Sherwood

10 MIN

Established neighborhoods, great dining and shopping, and a quick commute to the base. Popular with senior NCOs and officers.

🏙 Shopping & Dining
🏠 Established Areas

View Sherwood Homes →

Cabot

20 MIN

Award-winning Cabot school district and a tight-knit military community. Highly recommended for families with school-age children.

🎓 Top Schools
🏠 Family-Friendly

View Cabot Homes →

Little Rock

25 MIN

Urban amenities, diverse neighborhoods, and the cultural heart of Arkansas. Great for those wanting city access with base proximity.

🏭 Urban Amenities
🏛 Dining & Culture

View Little Rock Homes →

Conway

30 MIN

The fastest-growing city in Arkansas. New construction, excellent schools, and a thriving economy. Perfect for building long-term equity.

📈 Growing Market
🏠 New Construction

View Conway Homes →

Greenbrier

35 MIN

Conway school district prices at Greenbrier pricing — a best-kept secret. Rural feel with quick access to Conway and LRAFB.

💰 Best Value
🎓 Top Schools

View Greenbrier Homes →

Why Military Families Choose Ashley

Your dedicated Central Arkansas military specialist

VA Loan Certified Expert
Navigates VA appraisals, funding fees, and entitlements so deals close on your PCS timeline.

Remote & Pre-Arrival Buying
Full-service virtual tours, FaceTime walkthroughs, and remote closings — no boots on ground required.

Deep Local Knowledge
Knows every community around LRAFB — school districts, base commute times, and neighborhood character.

Rapid-Response Communication
PCS timelines are tight. Ashley responds fast and keeps deals moving — no missed windows.

🏭

VA Loan Advantages

Benefits active duty and veterans earned

$0
Down Payment

No PMI
Monthly Savings

Lower
Interest Rates

Flexible
Credit Requirements

Reusable
Multiple Times

Limit
No Loan Cap in AR

Learn More About VA Loans →

★ ★ ★ ★ ★

“Ashley made our PCS to Little Rock effortless. She knew exactly what we needed and had us under contract before we even landed in Arkansas.”

— SSgt. M.R., LRAFB (Active Duty)

Ready to Start Your PCS Search?

Call or text Ashley now — she responds fast and works around your military schedule.