Refer a Client to Central Arkansas | eXp Realty Agent Ashley Watters

For eXp Agents Nationwide: Looking for a trusted eXp Realty agent in Central Arkansas to refer your client to? Ashley Watters is an eXp Realty agent based in Central Arkansas specializing in military relocations (LRAFB PCS moves), VA loans, and out-of-state buyer relocations. She serves the entire Little Rock metro — Cabot, Sherwood, Jacksonville, Conway, Bryant, Benton, Maumelle, North Little Rock, and more. Referrals welcome. (501) 951-9200 | [email protected]

Are You an eXp Agent Looking to Refer to Arkansas?

If you have a client relocating to Central Arkansas — whether for a military PCS to Little Rock Air Force Base, a job transfer, a retirement move, or a lifestyle change — you need a local expert who will take care of them the way you would. That’s what I do.

I’m Ashley Watters, an eXp Realty agent based in Central Arkansas (Little Rock metro). I’m a military spouse, a VA loan specialist, and a relocation expert who has helped dozens of out-of-state buyers find their perfect home in Central Arkansas. When you refer a client to me, they get:

  • An agent who knows every community in the metro — schools, commute times, neighborhood character, price trends
  • Deep VA loan expertise — I’ve closed many VA transactions and work with the best VA lenders in the state
  • Military-specific knowledge — I understand PCS timelines, BAH calculations, on-base vs off-base decisions, and what military families need
  • Professional, communicative service — your client will hear from me, and so will you
  • An eXp agent honoring the referral agreement — I take referral relationships seriously

Who I Work With Best

Military PCS referrals: If your client has orders to Little Rock Air Force Base, this is my specialty. I know the base, the BAH rates, the top school districts (Cabot, Sherwood, Bryant), and the VA loan process cold. A military family coming to LRAFB is in the best possible hands with me.

Out-of-state civilian relocators: Clients moving from expensive markets (California, Texas, the Northeast, Florida) who are coming to Central Arkansas for cost-of-living reasons, remote work, family, or retirement. I can walk them through every community option, help them understand Arkansas’s real estate market, and get them into the right home.

VA loan buyers: Any veteran or active-duty buyer purchasing in Central Arkansas. VA loans are my most common transaction type. I understand minimum property requirements, VA appraisal timelines, funding fee exemptions for disabled vets, and how to position VA offers in a competitive market.

Remote/virtual buyers: Out-of-state clients who can’t visit before making an offer. I regularly do video walkthroughs, FaceTime tours, and handle the paperwork logistics for buyers who close without ever setting foot in Arkansas before moving day.

My Coverage Area

I serve the entire Central Arkansas metro including:

  • Cabot (Lonoke County) — Top schools, military community, 20 min from LRAFB
  • Sherwood — Closest suburb to LRAFB, 10 min from the gate
  • Jacksonville — Directly adjacent to LRAFB, most affordable option
  • Beebe / Ward — Rural character, Cabot school district, affordable
  • North Little Rock — Urban amenities, Argenta Arts District, 15 min from base
  • Little Rock — All neighborhoods including Chenal Valley, The Heights, West LR
  • Conway (Faulkner County) — College town, great schools, 30 min from LR
  • Bryant & Benton (Saline County) — Arkansas’s #1 school district (Bryant), south of LR
  • Maumelle — Master-planned, low crime, river access
  • Hot Springs (Garland County) — Lake living, retirement destination

Why Central Arkansas Is a Great Referral Market Right Now

Your clients will thank you for sending them here. Central Arkansas consistently delivers:

  • Median home prices of $190,000–$215,000 — dramatically below what most out-of-state clients are used to paying
  • VA loans that actually work — prices are low enough that $0-down VA purchases routinely produce payments at or below BAH
  • Top-ranked school districts — Cabot and Bryant are genuine Arkansas top-10 districts
  • Strong rental market — for clients who might convert to investors later
  • Low property taxes — ~0.61% effective rate, among the nation’s lowest
  • Steady appreciation — the market has been stable with consistent moderate gains

How to Refer to Me

Referrals are simple. Contact me directly to discuss your client’s needs, timeline, and budget. We’ll get a referral agreement signed, and I’ll take it from there — keeping you informed at every major milestone.

Call or text: (501) 951-9200
Email: [email protected]
Website: arkansashousesearch.com
Brokerage: eXp Realty — Arkansas

I’m active in the eXp referral network and respond quickly to agent inquiries. Let’s talk about your client.

Frequently Asked Questions from Referring Agents

Do you honor referral agreements? Yes, always. I take referral relationships seriously and understand that your trust is how this works.

What is the standard referral fee? The standard referral is 25% of the gross commission earned. I’m open to discussing based on the transaction.

Can you handle remote closings? Yes. I regularly close transactions with buyers who are out of state throughout the entire process.

Do you work with VA loans? Absolutely — it’s my most common transaction type. I work with experienced VA lenders and know the process well.

What markets do you cover? The entire Central Arkansas metro as listed above, plus Hot Springs and surrounding areas.

Send Your Clients Here: PCS Move Guide (share with clients) | VA Loan Guide | Best Neighborhoods Near LRAFB | Arkansas Relocation Guide | Military Spouse Buying Guide
Compare Arkansas: Arkansas vs South Carolina — home prices, income tax, Fort Jackson vs LRAFB, and coastal insurance costs compared.
Compare Arkansas: Arkansas vs Kansas — home prices, income tax, tornado risk, and Fort Riley vs LRAFB compared.
First-Time Buyers: Arkansas First-Time Homebuyer Programs 2026 — ADFA down payment assistance (up to 6%), VA loans ($0 down), FHA, and USDA options explained.
Agents — Send Clients to Central AR: Refer a Client to Ashley Watters — VA loans, military PCS, out-of-state relocations. All brokerages welcome. (501) 951-9200.
Military Families: Cabot AR Schools Guide 2026 — top-rated schools 20 min from LRAFB, home prices, and why LRAFB families choose Cabot.
Affordability: Arkansas Cost of Living 2026 — housing, taxes, groceries, utilities and how Arkansas compares to the national average.
Retiring Veterans: Military Retirement in Arkansas 2026 — no state tax on military pensions, $0 VA loans, commissary access, and best cities for retired service members.
LRAFB Military Families: Arkansas BAH Rates 2026 — E-1 through O-6 housing allowance amounts and what your BAH buys with a VA loan in Central Arkansas.
Compare Arkansas: Arkansas vs Oklahoma — home prices, income tax, tornado risk, and Fort Sill vs LRAFB compared.
Saline County: Bryant AR Real Estate 2026 — top-rated schools, 25 min to LRAFB, homes $180K–$400K+, strong VA loan market.
Saline County: Benton AR Real Estate 2026 — county seat, established neighborhoods, top schools, 30 min to LRAFB, homes $160K–$380K+.
PCSing to LRAFB? Complete LRAFB Home Buying Guide — best neighborhoods, BAH vs mortgage math, VA loan timeline, and Cabot vs Jacksonville breakdown.
Compare Arkansas: Arkansas vs Mississippi — home prices, income tax, economy, healthcare, and Keesler AFB vs LRAFB compared.
Compare Arkansas: Arkansas vs Iowa — income tax, property taxes, winters, and why Iowans are relocating to Central Arkansas.
Close to LRAFB: Sherwood AR Real Estate 2026 — established community 15–20 min from LRAFB, homes $160K–$320K, strong VA loan market.
Maumelle, AR: Maumelle AR Real Estate Guide — planned community on the Arkansas River, lake access, trails, $210K–$380K, 25–30 min to LRAFB. Popular with retiring officers and senior NCOs.
State Comparison: Arkansas vs Wisconsin — home prices, property taxes, winters, income tax, and why Midwest families are moving to Central Arkansas.
Neighborhood Guide: Central Arkansas Neighborhoods Compared — Jacksonville, Cabot, Benton, Bryant, Conway, Maumelle, Sherwood, NLR & Little Rock side-by-side by schools, home prices & LRAFB commute.
VA Loan Guide: VA Loans in Arkansas 2026 — complete guide: $0 down, no PMI, funding fee, VA appraisals, eligibility, and using your benefit to buy in Central Arkansas.
State Comparison: Arkansas vs Indiana — home prices, income tax, property tax, winters, and military retirement pay exemption compared.
State Comparison: Arkansas vs Ohio — property taxes, home prices, winters, income tax, Wright-Patterson vs LRAFB, and why Ohio families are moving south.
State Comparison: Arkansas vs Pennsylvania — property taxes, home prices, winters, income tax, and why PA families are moving to Central Arkansas.
State Comparison: Arkansas vs Colorado — home prices ($199K vs $530K), Fort Carson/Peterson/USAFA vs LRAFB, military retirement pay, and why CO families are choosing Arkansas.
State Comparison: Arkansas vs Washington State — home prices ($199K vs $590K), JBLM/Kitsap/Fairchild vs LRAFB, no WA income tax vs AR military pay exemption.
Conway, AR: Conway AR Real Estate Guide — college town with 3 universities, home prices $175K–$310K, 30 min to LRAFB & Little Rock.
PCS Checklist: Military Relocation Checklist — Arkansas 2026 — step-by-step PCS guide: BAH, VA loan timing, school enrollment, on/off-base housing, and LRAFB in-processing.
State Comparison: Arkansas vs Oregon — home prices ($199K vs $480K), income tax (4.4% vs 9.9%), military retirement pay exemption, sunshine, and why OR families are moving south.
State Comparison: Arkansas vs Arizona — home prices ($199K vs $420K), Luke/Davis-Monthan/Ft Huachuca vs LRAFB, income tax, military retirement pay, and climate compared.
State Comparison: Arkansas vs Nevada — home prices ($199K vs $410K), Nellis/Creech vs LRAFB, no NV income tax vs AR military pay exemption, and Las Vegas vs Central Arkansas cost of living.
State Comparison: Arkansas vs North Carolina — home prices ($199K vs $310K), Fort Liberty/Camp Lejeune/Seymour Johnson vs LRAFB, military retirement tax exemption, and why NC military families choose Central Arkansas.
State Comparison: Arkansas vs New Mexico — home prices ($199K vs $265K), Kirtland/Holloman/White Sands vs LRAFB, income tax (4.4% vs 5.9%), and military retirement pay exemption.
State Comparison: Arkansas vs Kentucky — both near $200K median home prices, but Arkansas fully exempts military retirement pay from state income tax while Kentucky does not — a $30K+ lifetime savings for retirees.
State Comparison: Arkansas vs Georgia — home prices ($199K vs $320K), Fort Moore/Fort Stewart/Moody AFB vs LRAFB, income tax (4.4% vs 5.49%), and full military retirement pay exemption in Arkansas.
State Comparison: Arkansas vs Louisiana — similar home prices but Arkansas saves $1,500–$6,000/year on insurance (no hurricane risk), Barksdale AFB/Fort Johnson vs LRAFB, and both states fully exempt military retirement pay.
State Comparison: Arkansas vs Maryland — home prices ($199K vs $420K), Maryland’s 8.95% combined income tax vs Arkansas’s 4.4%, Fort Meade/Andrews/Aberdeen vs LRAFB, and full military retirement pay exemption.
State Comparison: Arkansas vs Virginia — home prices ($199K vs $390K), Naval Station Norfolk/Langley AFB/Quantico/Fort Belvoir vs LRAFB, income tax, and why Hampton Roads military retirees choose Central Arkansas.
State Comparison: Arkansas vs Michigan — home prices ($199K vs $240K), property taxes (0.61% vs 1.54%), military retirement pay exemption, and Central Arkansas’s mild winters vs Michigan lake-effect snow.
State Comparison: Arkansas vs Minnesota — home prices ($199K vs $310K), Minnesota’s 9.85% top income tax vs Arkansas’s 4.4%, military retirement pay exemption, and 50°F January vs 22°F January.
State Comparison: Arkansas vs Nebraska — home prices ($199K vs $245K), property taxes (0.61% vs 1.63%), Offutt AFB (STRATCOM) vs LRAFB, full military retirement pay exemption, and milder winters.
State Comparison: Arkansas vs Alabama — both fully exempt military retirement pay, similar home prices, Arkansas lower income tax (4.4% vs 5%), Alabama lower property taxes — Redstone/Maxwell/Fort Novosel vs LRAFB.
State Comparison: Arkansas vs Montana — home prices ($199K vs $430K), Malmstrom AFB (STRATCOM ICBMs) vs LRAFB, Montana’s 6.75% income tax vs AR’s 4.4%, no military retirement pay exemption in MT, and dramatic winter climate difference.
State Comparison: Arkansas vs Idaho — home prices ($199K vs $385K), Mountain Home AFB (F-15E) vs LRAFB, Idaho’s 5.8% flat income tax vs AR’s 4.4%, and metro access at LRAFB vs rural isolation at MHAFB.
State Comparison: Arkansas vs Wyoming — home prices ($199K vs $370K), Wyoming’s zero income tax vs AR’s 4.4%, F.E. Warren AFB (90th Missile Wing/ICBMs) vs LRAFB, and Cheyenne’s brutal high-plains winters vs Central Arkansas’s mild climate.
State Comparison: Arkansas vs North Dakota — Minot AFB (“Frozen Chosen” — B-52s & Minuteman III ICBMs), ND’s zero income tax vs AR’s 4.4%, January highs of 10°F in Minot vs 50°F in Little Rock, and home prices ($199K vs $250K).
State Comparison: Arkansas vs Alaska — JBER (F-22) & Eielson AFB (F-35A) vs LRAFB, Alaska’s zero income tax + Permanent Fund dividend, Anchorage homes ($380K+) vs Central Arkansas ($199K), and extreme Interior Alaska winters.
State Comparison: Arkansas vs Hawaii — Oahu homes ($800K–$1M+) vs Central Arkansas ($199K), Hawaii’s 11% income tax & military retirement pay tax vs AR’s full exemption, and JBPHH/Schofield vs LRAFB.
State Comparison: Arkansas vs South Dakota — Ellsworth AFB (B-21 Raider stealth bomber) vs LRAFB, SD’s zero income tax vs AR’s 4.4%, Rapid City homes ($295K) vs Central Arkansas ($199K), and SD’s higher property taxes.