Ashley Watters is an Army veteran's wife and MRP®-certified REALTOR® with eXp Realty — 20+ years across real estate and mortgage, sponsor of the VFW Department of Arkansas, and Central Arkansas's military relocation specialist for families PCSing to Little Rock Air Force Base.
See Ashley's PCS Joes verified profile, where she's listed among Little Rock's top veteran realtors.
Coming to Camp Robinson instead?
If you're PCSing to or stationed at Camp Joseph T. Robinson (the Arkansas Guard installation in North Little Rock), Ashley has dedicated guides for that area too — neighborhoods, housing, PCS timeline:
Frequently asked questions
Do you specialize in military relocation to Central Arkansas?
Yes. Ashley Watters carries the Military Relocation Professional (MRP) designation from the National Association of REALTORS and works with PCS and ETS families every month — Little Rock Air Force Base, Camp Robinson, and the wider Central Arkansas market. The MRP certification means specific training on BAH, VA loans, sight-unseen buying, ORDERS-contingent contracts, and the timeline pressures unique to military moves.
How early should I contact a Realtor for a PCS move to Arkansas?
Six months out is ideal. That gives time for lender pre-approval, neighborhood research, and a relaxed offer window. At three months, neighborhoods get narrowed and showings (live or virtual) start. The 30–60 day window is for putting in offers. Earlier contact never hurts — Ashley regularly answers planning questions for families who are 9–12 months out and just want to understand the market.
Can you help if I have to buy sight unseen during my PCS?
Yes, and it's common. Ashley provides walkthrough videos, FaceTime tours, neighborhood drive-arounds, and honest opinions on what you'd actually see and hear in person. Inspections, repair negotiations, and closing can all be handled remotely. The key is choosing a Realtor who will tell you when a property has issues — not just close the deal.
Do you work with both active-duty military and veterans?
Both — and retirees too. Active-duty PCS, ETS-transitioning service members, and veterans relocating to Arkansas all get the same MRP-trained guidance. VA loan benefits don't expire, so a veteran buying their first home 10 years after separation gets the same VA loan support as an E-5 PCSing into their first Little Rock house.
What's the typical VA loan timeline for a home purchase in Arkansas?
30–45 days from contract to close on a smooth file. Pre-approval (before you make an offer) takes 1–7 days depending on the lender and how organized your documents are. VA appraisals run 7–14 days, sometimes longer in rural areas. Loan questions are best routed to a VA-experienced mortgage lender — Ashley can refer one if you need it.
Buying or selling a home near Little Rock Air Force Base?
I am Ashley Watters, a military spouse and local REALTOR with eXp Realty who helps PCS families every month. Start with homes for sale near Little Rock AFB, see how VA loans in Arkansas work with $0 down, or work with a military and veteran REALTOR who knows the base. Call or text 501-951-9200.
Military & Veteran Homebuyer FAQs
How much can I borrow with a VA loan in Arkansas?
VA loans have no official loan limit for eligible Veterans with full entitlement in Arkansas, but lenders cap at their limits; Little Rock-area homes average $300,000-$450,000 with zero down, and a 2025-conforming loan limit of about $806,500 applies to other loans.
Can I buy a home before PCS orders arrive in Little Rock?
Yes — with virtual tours, FaceTime walkthroughs, and sight-unseen contracts, families can secure homes before arriving. Ashley negotiates long closings and free rent-back.
Which Arkansas cities near LRAFB are most popular for military homes?
Jacksonville, Cabot, Sherwood, and North Little Rock are most popular — offering 20-30-minute commutes, top schools, low crime, and family-friendly neighbourhoods near Little Rock Air Force Base.
Can I use a VA loan for a new construction home?
Yes — VA loans can fund new construction with a one-time close. Ashley works with Robbie Hale Homes, Rausch Coleman, D.R. Horton, and other builders in Jacksonville and Cabot.
What is the BAH for Little Rock AFB?
In 2026, BAH for an E-5 with dependents at LRAFB is about $1,992/month; service members can use BAH calculators to budget and buy with zero down. BAH rates are updated annually.
Do you help military families relocate anywhere in Arkansas?
Yes — Ashley helps families relocate across Central Arkansas, including Little Rock, North Little Rock, Sherwood, Jacksonville, Cabot, Conway, Benton, Bryant, and Maumelle.
What about PCS move timelines?
Start 90 days before PCS — with a 30/60/90-day PCS plan, Ashley helps you prepare financing, tour homes virtually, and close 2-4 weeks after orders.
Does Ashley work with veterans buying in Arkansas?
Absolutely — as a military spouse and MRP-certified agent, Ashley helps veterans buy and sell homes throughout Central Arkansas — including VA loan purchases, downsizing, and cash-out refi options for Veterans.
Proud Sponsor of the VFW Department of Arkansas
A community note from Ashley —
Ashley Watters is a Proud Sponsor of the VFW Department of Arkansas (Veterans of Foreign Wars). The VFW Department of Arkansas at vfwar.org serves veterans across the state — and Ashley is proud to partner with them in supporting Arkansas veterans and their families. Learn more: vfwar.org.
Communities Near LRAFB at a Glance
Most military families settle in one of these 4 towns:
Jacksonville — 9 miles to LRAFB, ~$205K median home price, 2.15% property tax (lowest in Central Arkansas), best for quick gate access and BAH fit.
Cabot — 18 miles, ~$265K, top-rated schools, strong for families.
Sherwood — 20 miles, ~$235K, great value near North Little Rock amenities.
North Little Rock — 22 miles, ~$240K, most dining and retail options.
Planning a move? See the Central Arkansas Military Relocation guide and the BAH rates for Little Rock AFB in 2026.