PCS to Little Rock AFB Housing Guide


Where Military Families Should Live, Buy, or Rent in Central Arkansas

PCS orders to Little Rock Air Force Base often come with tight timelines, unfamiliar neighborhoods, and major financial decisions. This guide explains where military families should live near Little Rock AFB, whether buying or renting makes sense during a PCS, and how to use a VA loan successfully in Central Arkansas. Ashley Watters is a military and veteran Realtor in Arkansas who helps active-duty service members and veterans navigate PCS relocations, VA loan strategy, and remote home purchases near Little Rock AFB. This page covers the best cities to live in, commute times, common PCS mistakes, and how to build a smooth, stress-free relocation plan.

Ashley Watters – eXp Realty
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Why PCS Moves to Little Rock AFB Are Different

A PCS to Little Rock AFB is not a typical relocation. Military families often have compressed timelines, limited flexibility, and higher financial risk if decisions are rushed.

Unlike civilian moves, PCS relocations frequently involve:

  • Buying or renting before arrival

  • Using VA loan benefits

  • Coordinating moves from another state

  • School enrollment and BAH-based budgeting

That’s why working with a military & veteran Realtor in Arkansas who understands PCS logistics is critical.


Where Is Little Rock Air Force Base Located?

Little Rock Air Force Base is located in Jacksonville, Arkansas, northeast of Little Rock. Most military families live off-base, choosing communities that balance commute time, housing options, and lifestyle.

Depending on the city, commute times typically range from 5 to 40 minutes.


Best Places to Live Near Little Rock AFB (Military Housing Breakdown)

Choosing the right area during a PCS affects daily life, stress level, and resale value. Below are the most common and proven housing areas for military families relocating to Little Rock AFB.


Jacksonville, AR (Closest to Base)

Jacksonville is the closest city to Little Rock AFB and the most popular option for military families prioritizing commute time.

Why military families choose Jacksonville AR:

  • 5–10 minute commute to base

  • Large military community

  • Affordable homes and rentals

  • PCS-friendly neighborhoods

Jacksonville AR PCS housing


Cabot, AR (Family-Focused & Popular With Buyers)

Cabot is one of the most requested areas for families PCSing to Little Rock AFB, especially those planning to buy.

Why Cabot works well:

  • 20–25 minute commute

  • Larger homes and newer subdivisions

  • Strong resale appeal

  • Popular with families using VA loans

VA loan Realtor in Cabot, AR


Sherwood, AR (Commute + Value Balance)

Sherwood offers a strong balance between affordability, location, and convenience.

Why military families like Sherwood:

  • 15–20 minute commute

  • Access to Little Rock amenities

  • Competitive pricing

  • Established neighborhoods

VA loan Realtor in Sherwood, AR


North Little Rock (Amenities & Access)

North Little Rock appeals to buyers who want access to shopping, dining, and highways while staying within commuting distance of the base.

Best for:

  • Dual-income households

  • Buyers prioritizing amenities

  • Short- to mid-term ownership

North Little Rock PCS housing


Conway (Longer Commute, More Amenities)

Conway offers a larger city feel but comes with a longer commute.

Important to know:

  • 30–40 minute commute

  • Higher home prices and rents

  • Best for longer assignments

 Conway PCS housing guide


Should You Buy or Rent During a PCS to Little Rock AFB?

This is one of the most common PCS questions — and the answer depends on your situation.

Buying May Make Sense If:

  • Your assignment is 3+ years

  • You plan to use a VA loan

  • You want stable housing costs

  • You may rent or sell after PCS

Renting May Make Sense If:

  • Your assignment is short

  • You want flexibility

  • You’re unfamiliar with the area

  • Market conditions favor renting

 buy vs rent during PCS in Arkansas


Using a VA Loan During a PCS to Little Rock AFB

VA loans are one of the most valuable military benefits — when used correctly.

Common PCS-related VA concerns include:

  • Appraisal timelines

  • Repair requirements

  • Seller misconceptions

  • Closing speed

Ashley Watters is a VA loan Realtor in Arkansaswho structures competitive offers and protects military buyers from avoidable delays.


Can You Buy a Home Sight-Unseen During PCS?

Yes — many military families successfully do.

A smooth sight-unseen purchase usually includes:

  • Video walkthroughs

  • Independent inspections

  • Clear repair strategy

  • Remote closing coordination

buying a home sight-unseen during PCS


Common PCS Mistakes Military Families Should Avoid

  • Waiting too long to start planning

  • Using lenders unfamiliar with VA timelines

  • Choosing homes unlikely to pass VA appraisal

  • Ignoring commute realities

  • Working with agents unfamiliar with PCS moves

The right guidance avoids stress, delays, and costly mistakes.


Why Military Families Choose Ashley Watters

If you need a VA loan Realtor in Little Rock, AR Ashley Watters helps military families relocating to Little Rock AFB with:

  • PCS-specific planning

  • VA loan expertise

  • Local housing insight

  • Remote buying systems

  • Clear, honest guidance

Ashley Watters, military & veteran Realtor in Arkansas


PCS to Little Rock AFB – Frequently Asked Questions

Do VA loans require a down payment in Arkansas?

In many cases, eligible borrowers can purchase with no down payment using a VA loan, though funding fees and lender guidelines apply.

Can I buy a home during a PCS move?

Yes. Many military families buy during PCS by planning early and working with professionals experienced in PCS timelines and VA loans.

What areas are best for military families near Little Rock AFB?

Jacksonville, Cabot, Sherwood, and North Little Rock are the most common choices, depending on commute and lifestyle preferences.

How long does it take to close on a VA loan?

VA loans typically close in 30–45 days, though timelines vary based on appraisal and inspection factors.

Can I buy a home before arriving in Arkansas?

Yes. Many PCS buyers purchase sight-unseen using video tours, inspections, and remote closings.

Should I buy or rent during my PCS?

This depends on assignment length, budget, and long-term plans. A break-even analysis helps determine the best option.

Can Ashley help with remote PCS moves?

Yes. Ashley regularly helps military families relocate from out of state with systems designed for remote buying.


Start Your PCS Housing Plan Today

If you’re PCSing to Little Rock AFB — or expect orders soon — early planning makes all the difference.

📍 Serving Jacksonville, Cabot, Sherwood, North Little Rock, Conway & Central Arkansas

📱 Call or Text 501-951-9200

🌐 Visit ArkansasHouseSearch.com

or Just complete the form below 

Contact Ashley Now to Help Make The Move


Ashley Watters

Address
400 W Capitol Ave Ste 1743
Little Rock
AR
72201

Email Us
[email protected]

Call Us
(501) 951-9200